Certus provides non-recourse cash advances to plaintiffs waiting on a settlement or award. If your case doesn't win, you owe us nothing — no repayment, no risk to you.
Takes about 10 minutes · No upfront fees · No impact on your credit
A simple, transparent process from application to funding.
Tell us about your case, your attorney, and how much funding you need. It takes about 10 minutes, from your phone or computer.
Our team reviews your case details and, with your permission, confirms the basics with your attorney. There's nothing for you to chase down.
If approved, we send you a clear funding agreement to review and sign online. Once signed, your funds are on their way.
If your case settles or wins, repayment comes out of your award. If you lose, you owe us nothing — that's the non-recourse promise.
We currently fund pre-settlement cases represented by an attorney, including:
Not sure if your case qualifies? Applying is free and doesn't obligate you to accept an offer — start your application and our team will let you know.
You only repay your advance if your case results in a settlement or award. If you lose, the advance is ours to absorb, not yours to repay.
Every fee and repayment term is spelled out in plain language before you sign anything — no fine print surprises.
Apply and upload your documents online, securely, from any device. Check your status any time without picking up the phone.
Litigation can take time. We give you access to cash now, for the things that can't wait for your case to resolve.
If you represent a client who could benefit from pre-settlement funding, We work directly with attorneys to keep the process smooth and transparent — for you and your client. We're happy to answer questions before your client applies.
It's a cash advance against the expected outcome of your pending legal case, given to you while your case is still in progress. It is not a loan in the traditional sense — it's tied entirely to the outcome of your case.
Nothing — you owe nothing. Our funding is non-recourse, meaning repayment only ever comes from a settlement or award. If your case doesn't result in one, you keep the funds and walk away with no debt to us.
The amount depends on the specifics of your case. You'll tell us how much you're requesting when you apply, and our team will let you know what we can offer after reviewing your case.
No. Because repayment depends on your case outcome rather than your personal credit, applying does not require a credit check and won't appear on your credit report.
Timelines vary by case, but our team moves quickly once we have your application and the basic details from your attorney. You can check your status online any time after you apply.
Applying takes about 10 minutes and doesn't obligate you to anything.
Start My ApplicationQuestions about your application or funding? Reach our team directly:
Contact us to ask about availability in your state. Funding is subject to case review and applicable state law.